This policy describes the methods of use and protection of personal data provided by the User or data that identify or make identifiable the user who uses the Claider Solution through Claider.
Claider S.r.l. guarantees the utmost confidentiality and the correct processing of personal data this includes, the free circulation of personal data of the User communicated and/or data uploaded through their mobile device for the use of the services made available by Claider of the regulations in force in Italy (Legislative Decree 30 June 2003 No. 196, the so-called Code for the protection of personal data as amended by Legislative Decree no. 101/2018) and in Europe (EU Regulation 2016/679, also known as GDPR (General Data Protection Regulation)). The data controller collected through the Claider Solution is Claider S.r.l.
This information is not valid and does not apply to other websites that may be consulted via the connecting links present on Claider.
Through the use of Claider, you agree to make the data relating to any third parties identified and/or identifiable by communicating and/or uploading the related personal data also via the mobile device or the fixed computer. For the use of the services provided by the Claider Solution.
Information note according to ex-art. 13 EU Regulation 2016/679 and Code for the protection of personal data as amended by Legislative Decree no. 101/2018
To allow the processing and free circulation of the User’s personal data for the use of Claider, we provide below, according to art. 13 Legislative Decree 30 June 2003 n. 196 and of the art. 13 EU Regulation 2016/679 of the European Parliament and the Council the information concerning the treatment and free circulation of personal data:
Article B1. Purpose of the treatment
All the User’s personal data provided and/or uploaded by the User through their mobile device are necessary to access and use Claider Solution services for the insurance management of policies and in particular of insurance claims that the User intends to report. To this end, the User must have previously consented to the respect of the contractual Terms and Conditions as well as to the processing and free circulation of their personal data. Through the Claider Solution, the User is guided in the reporting of a claim to his insurance intermediary and therefore to the competent insurance company. The personal data collected will be processed by Claider S.r.l. in a lawful, correct and transparent way for the sole purpose of providing the complaint and the services connected to it that are offered through the Claider Solution in compliance with current legislation and for any other use related to the obligations of the law, regulations and national, community and international.
According to Legislative Decree n. 196/2003 (Personal Data Protection Code as amended by Legislative Decree no. 101/2018 ) and the GDPR, EU Regulation 2016/679 of the European Parliament and the Council, the User who intends to use the Claider Solution will only be asked for personal data that Claider S.r.l. will deem adequate and relevant to what is necessary for the processing and free circulation of personal data for the use of the Claider Solution.
Claider S.r.l., in compliance with the principles applicable to the processing of personal data provided for in Article 5 of EU Regulation 2016/679 of the European Parliament and the Council, undertakes to: (i) delete or rectify personal data that the User reports will be inaccurate and to update, always upon request of the User, the personal data previously provided and/or uploaded by the User; (ii) to store the User’s personal data in ways that allow the identification of the data subject for a period not exceeding the achievement of the purposes for which they are processed; (iii) to handle the User’s personal data in such a way as to guarantee adequate security, including protection, by means of appropriate technical and organizational measures, unauthorized or unlawful processing and by accidental loss, destruction or damage.
The User who intends to use the Claider Solution services accepts that:
The User accepts that the non-sensitive and non-identifying data collected may be used anonymously for statistical purposes and the creation of databases concerning claims, policies and services connected to the complaint.
The provision of personal data for this purpose is optional, but a refusal by the User will not allow access to the Claider Solution and use the services offered.
The personal data of the User, owner of one or more insurance policies, if they have not been previously uploaded by the same User who decides to use the services of the Mobile App and Web Application of the Claider Solution, can be uploaded to the Claider Solution by third party as a physical person and/or legal entity that qualifies as a subject involved, previously identified through the Claider Solution (Business User). It is however understood that the Business User, where previously authorized by the Private User to the processing of their personal data will remain the owner and responsible for personal data collected and uploaded and / or transferred to the Claider Solution, except in the case where the User Private decides to take advantage of the services of App Mobile and Web Application of the Claider Solution made by Claider S.r.l. for the private user. In the latter case, even the personal data of the User collected, uploaded and/or transferred by the Business User on the Claider Solution will be processed by Claider S.r.l. as the owner of the personal data processing while the Business User will be responsible for data processing within limits and the purposes set out in Legislative Decree 30 June 2003 no. 196 and Legislative Decree no. 101/2018 and to the EU Regulation 2016/679 of the European Parliament and the Council.
Article B2. Place and methods of data processing
The processing of personal data takes place through IT and telematic tools with strictly correlated logic and conforming to the type of data processed and, in any case, to guarantee the security of the data. The treatments connected to the services offered by the Claider Solution take place at the headquarters of the Data Controller and are only handled by technical staff individually appointed by the Data Controller. No personal data deriving from the use of the services offered by the Claider Solution can be communicated or disseminated to subjects other than those mentioned above without the prior consent of the interested party, except for the case in which the order of communication and/or circulation derives by a provision by a public authority. The acquired data can be aggregated anonymously, through pseudonymisation, to produce statistical calculations whose main objectives are to provide the User with increasingly efficient services or new services that can respond to the specific needs of the User. Personal data are processed with automated tools for the time strictly necessary to achieve the purposes for which they were collected. Specific security measures are observed to prevent data loss, illicit or incorrect use and unauthorised access.
The data provided by the User are acquired and stored in the storage media of the servers used for the management and operation of the Services offered by the Claider Solution and are protected by specific security measures. The access of the User to their data is strictly personal and based on the use of authentication credentials generated at the time of authentication credentials generated upon registration in the Claider System.
The Data Controller will process personal data for the time necessary to fulfill the aforementioned purposes and in any case for no more than 10 years from the termination of the relationship.
Article B3. Data Controller
The data controller is Claider S.r.l. – Largo Augusto 1 – 20122 Milan Italy – C.F./P.IVA 07238390962.
The User acknowledges and accepts that this information governs the acquisition and use by Claider S.r.l. of the personal data provided by the User.
The term “User” used in this statement refers to private individuals a physical person. Also, representatives of legal entities, who are over the age of fourteen years and who use the Services offered by the Claider Solution for the purposes indicated above, related to management, including insurance, of claims that concern them.
Article B4. Rights of the interested party
According to Article 13. Regulation (EU) 679/2016 and where applicable of the Personal Data Protection Code , the User has the right to obtain from the Data Controller: confirmation of the existence or not of personal data concerning him, even if not yet registered, and their communication in intelligible form; the identity and contact details of the Data Controller and, where applicable, of its representative; contact details of the data protection officer, where appropriate; the purposes of the processing for which the personal data are intended as well as the legal basis of the processing; if the processing is necessary for the pursuit of the legitimate interest of the data controller or third parties, the legitimate interests pursued by the data controller by third parties; any recipients or any categories of recipients of personal data; where applicable, the intention of the holder and of the processing of transferring personal data to a third country or international organization and the existence or absence of an adequacy decision by the Commission or, in the case of transfers referred to in 46 or 47, or in the second paragraph of Article 49, the reference to appropriate or appropriate safeguards and the means of obtaining a copy of such data or the place where it was made available.
The User has the right to obtain the indication: a) of the origin of personal data; b) of the purposes and methods of processing personal data; c) of the logic applied in the case of individual data processing carried out with the aid of electronic instruments; d) of the identification details of the holder, of the person in charge and the designated representative according to article 5, paragraph 2; e) of the subjects or categories of issues to whom the personal data may be communicated or who may become aware of it as a designated representative in the territory of the State, of managers or persons in charge of managing the processing of personal data.
The User has the right to obtain: a) updating, rectification or, when interested, integration of data; b) the deletion and the transformation into anonymous form or blocking of data processed unlawfully, including data whose retention is unnecessary for the purposes for which the data were collected or subsequently handled; c) the attestation that the operations referred to in letters a) and b) have been brought to the attention, also as regards their content, of those to whom the data have been communicated or disseminated, except in the case where such fulfilment is it proves impossible or involves a use of means manifestly disproportionate to the protected right.
The User has the right to object, in whole or in part: a) for legitimate reasons, to the processing of personal data concerning him/her, even though they are relevant to the purpose of the collection; b) to the processing of personal data concerning him for the purpose of sending advertising or direct sales material or for carrying out market research or commercial communication.
Where applicable, the User also has the rights referred to in Articles 16-21 GDPR (Right of rectification, right to be forgotten, right of limitation of treatment, right to data portability, right of opposition), as well as the right of complaint to the Guarantor Authority pursuant to art. 77-82 GDPR.
The rights referred to in articles 7, 15, 16, 17, 18, 20, 21, 77 Regulation (EU) 2016/679 and, where compatible, those referred to in articles established in the Personal Data Protection Code are exercised by the User with a request addressed by mail to Claider S.r.l., Largo Augusto 1 – 20122 Milan Italy; or by e-mail to the following address: firstname.lastname@example.org
Article B5. Cookie Information
Technical cookies are those used for the sole purpose of “transmitting a communication over an electronic communications network, or to the extent strictly necessary for the provider of an information society service explicitly requested by the subscriber or by the private user to provide this service “.
They are not used for other purposes and usually are installed directly by the Claider Solution owner or operator. They can be divided into navigation or session cookies, which guarantee the standard navigation and use of the website (allowing, for example, to make a purchase or authenticate to access restricted areas); analytics cookies, similar to technical cookies when used directly by the site operator to collect information, in aggregate form, on the number of users and how they visit the site; functional cookies, which allow the User to navigate according to a series of selected criteria (for example, the language, the products selected for purchase) in order to improve the service provided.
For the installation of these cookies it is not required the prior consent of users, without prejudice to the obligation to provide information according to art. 13 of Regulation (EU) 2016/679, and to consent, agreeable to Article 7 of Regulation (EU) 2016/679, to the processing of personal data by the Data Controller and other subjects indicated in the information, within the limits of the purposes stated in the report.
b. Profiling cookies.
Profiling cookies are designed to create profiles related to the User and are used to send advertising messages in line with the preferences expressed by the same in the context of surfing the net.
c. Third-party cookies.
The website www.claider.net uses third-party cookies for the management of some features:
Google Analytics: www.google.com/analytics.
This statement does not cover the third-party sites that can be accessed through this website. Claider S.r.l. disclaims any liability concerning them. The categories of cookies used and the type of processing of personal data by these companies are regulated following the information provided by these companies.
The personal data provided by the User may also be used by the Data Controller for statistical purposes, in compliance with all the technical and organisational measures that allow pseudonymisation or the processing of personal data in such a way that the data themselves can no longer be attributed to any interested party without the use of additional information pursuant to article 4, paragraph 1, no. 5, Regulation (EU) 2016/679.
The personal data associated with every single insurance claim also reported by the User will be retained by the Data Controller in ways that allow identification of the data subject for a period not exceeding the achievement of the purposes for which they are processed, without prejudice to the right of User to exercise, also pursuant to Personal Data Protection Code at any time before the expiry of the retention period of their personal data the following rights: (i) the right to revoke their consent pursuant to Article 7, Regulation ( EU) 2016/679; (ii) the right of access to personal data in accordance with Article 15, Regulation (EU) 2016/679; (ii) the right to rectify incorrect personal data pursuant to Article 16, Regulation (EU) 2016/679; (iv) the right to cancel in accordance with Article 17, Regulation (EU) 2016/679; (v) the right to limit processing in accordance with Article 18, Regulation (EU) 2016/679; (vi) the right to data portability pursuant to Article 20, Regulation (EU) 2016/679; (vii) the right to object within the meaning of Article 21, Regulation (EU) 2016/679; and (viii) the right to lodge a complaint with the supervisory authority pursuant to Article 77, Regulation (EU) 2016/679.
The User, to exercise the rights and/or to obtain further information about it, can send a message to the email address email@example.com
Additional procedures to be followed to apply the above rights will soon be made public.